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Brain Snappers and Other Wall Street Nonsense


The last time you spoke with your broker did he use any of the following words? Diversification, Price-to-earnings ratios, discretionary trading, lifting a leg (he's talking to you not your dog), leverage, divergence, fee-based compensation, escalator clause, tactical asset allocation and other mesmerizing words to place you in stupefying shock.Brokers do that to let you know that you don't know anything about the market and you must allow them to make decisions for you.

A Gadfly On A Dinosaurs Butt, Or The Hood-winking Of The American Investor


Have you ever noticed how some words in the English language are so perfectly named for what they describe? And how some words seem to be, I guess you could say, backwards? For instance, the word sunflower! How wonderfully aptly named is the sunflower, that beautiful yellow flower that follows the sun from sunrise to sunset.And then there are those words in the English language where there meaning appears to be backward, so to speak - like parkway and driveway.

Which IRA Is Best For You?


An Ira is one of the greatest ways to save on taxes currently and accumulate money for the future.For individuals three types of IRA's will normally come under consideration.

College Savings Plans - Are They The Best Choice For My Child?


College Savings Plans - are they the best choice for my child?College Savings Plans, also called Section 529 plans, are one of the best ways to save for college because they offer:- Tax advantages- A variety of investment options- Flexible contribution options- Parental control- Little impact on eligibility for need-based financial aidTax advantagesInvestments in 529 plans are usually exempt from federal taxes. Earnings are tax-deferred and are not subject to capital gains taxes.

Quit and Retire Three Years Earlier!


For most people, there is a direct correlation between how worried they are about retirement income, and how much they can actually do about it. This is because the more worried you are, the closer you probably are to retirement, and the less time you have to do anything - like save up.

Stocks: Reduce Risk Yet Maximize Profits


It is important to note that every smart investor wants to minimize risk while maximizing profit potential. Yet conventional investment theory tells us that in order to increase returns, you have to increase risk.

What Age Should I Start Saving For Retirement?


Ask this question to 100 people and you will receive 100 very different answers. The fact of the matter is there is no right age to start.

Angels, Are They Real?


They're real, but few survive. High risk investing is dangerous to your bank balance.

Why Do You Want to Become a Online Trader?


Motivational guru Tony Robbins teaches that the reason for doing something rates much higher than the methods you use to get the job done. In order to make your goal REAL, you need to attach severe, horrifying, intense and profound fear to failure.

The Dreaded Direct Question


(Please have a glass of water within reach before reading this article.)Your personal financial planning is the topic of discussion here today, but not quite yet.

Beta Factors: How They Can Be Used In The Current Situation


Ever since the turn of the century, world stock markets have been very volatile. In other words there have been significant movements (up or down) in share prices.

Love The Thrill of Risk? Invest in an Annuity!


With the stock market in steep decline, people are looking for safe places to invest their savings. Many banks and investment companies are pushing annuities.

POOF goes your RRIF !


Some time ago I attended a seminar where participants were told to burn some money; a reasonably-sized amount of money. You should have heard the gnawing and gnashing of teeth in that room! Step right up, folks, and light it on fire.

Retirement is Never Urgent Until


If you're like many people, your retirement savings have not been growing consistently over the years. We're not referring to the wild fluctuations in the stock market, but rather the fluctuations in our short-term needs.

Retirement or Financial Freedom?


In the past most people never retired. They died.

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